Balanced Hybrid Funds are a perfect blend of equity and debt, designed for investors seeking moderate risk with steady growth. By combining stocks for potential high returns and bonds for stability, these funds offer a balanced approach to wealth creation.

Balanced Hybrid Funds are ideal for investors looking for a smart middle path—offering the growth potential of equities without the full volatility and the stability of debt without sacrificing returns. They are perfect for building a diversified, resilient portfolio that aligns with medium-term financial goals.

1. Diversified Portfolio: Exposure to both equities and debt minimizes risk.
2. Moderate Risk: Lower volatility than pure equity, higher growth than pure debt.
3. Professional Management: Fund managers actively rebalance to optimize returns.
4. Liquidity: Easy to redeem in open-ended schemes.

1. Steady Growth + Income: Equities provide growth, debt ensures stability.
2. Automatic Portfolio Balance: Reduces the need for constant monitoring.
3. Ideal for Medium-Term Goals: Suitable for 3-5+ years investment horizon.
4. Reduced Volatility: Debt component cushions market fluctuations.

• Returns May Be Moderate: Less upside than pure equity funds.
• Exposure to Risk: Not completely risk-free; subject to market swings.
• Costs: Expense ratios can be higher than debt-only funds.

Equity-Oriented Hybrids (≥65% equity): STCG 15% (<12 months), LTCG 10% above ₹1lakh (>12 months).

Classic Balanced Hybrids (~50/50): STCG taxed as per income slab (<36 months), LTCG 20% with indexation (>36 months).