RetailPe offers a fully digital and simplified loan application process designed to minimize paperwork and delays. Here's how it works:
Start by filling out a simple loan application form on our website or mobile platform, providing your basic personal, business, and contact details.
Upload required documents such as PAN, Aadhaar, business proof (like GST certificate, UDYAM registration), and recent bank statements.
Complete KYC through secure OTP verification, DigiLocker, or Aadhaar XML-based validation.
Based on your profile, we match you with suitable loan offers from RBI-registered lenders (NBFCs or Banks) integrated with our platform.
You will receive the Key Fact Statement (KFS) and loan agreement before sanction, detailing interest rate, tenure, EMI, fees, and repayment terms—fully transparent and in line with RBI guidelines.
Once you accept the terms and digitally sign the agreement, the loan is sanctioned and disbursed directly to your bank account by the lender, usually within 24–72 hours.