Eligibility Criteria

To apply for a business loan through RetailPe, you must meet the following minimum eligibility criteria:

• Citizenship: Must be an Indian citizen residing in India
• Age: Minimum of 21 years at the time of application
• Business Type: Should own or represent an active business (proprietorship, partnership, private limited, etc.)
• KYC: Must possess a valid PAN and Aadhaar card
• Bank Account: Should have an active business or personal bank account
• Documentation: Must be able to furnish business-related documents such as GST registration, UDYAM certificate, or bank statements (depending on lender requirements)
• Creditworthiness: Subject to credit and financial profile checks as required by partnered NBFCs or banks

Meeting the above criteria enhances your chances but does not guarantee approval. Final eligibility is determined by our lending partners based on risk assessment.