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Good credit score opens up more financial possibilities.
Apply for a Gold from Retail Pe
Get easy access to cash without having to dispose
your gold
Get a better loan amount at competitive conditions, which will offer a loan to meet your personal or business needs.
Borrow a greater loan amount at favourable rates, which will be available to meet your personal or business needs.
Take a larger loan in competitive interest rates, which is intended to finance your business or personal needs.
Ease up on paperwork and simplify the process of application.
We have a fast approval system that will grant us faster decisions in order to get to access to funds when you need them.
Easy options of repaying your loans with terms that suit your financial objectives and cash flows.
Get quick access to cash without selling
your gold assets
Age: Minimum age requirement (You must be at least 18 years old at the time of application)
Residency: Must be an Indian resident (citizen or resident individual)
Gold Ownership: Gold purity meeting lender norms (usually 18-24 karat)
Valid Documents: You must provide standard identity and address proofs
Age: Identity proof (Aadhaar Card, PAN Card, Passport, Voter ID)
Residency: Address proof (Aadhaar, utility bill, rental agreement, etc.)
Gold Ownership: You should have eligible gold jewellery or coins with acceptable purity
Valid Documents: Bank account details, Aadhaar Card, PAN Card, Passport, Voter ID
Get easy access to cash without having to dispose your gold
It is computed as a specified percentage of your mutual fund in the present market.
The vast majority of lenders accept jewellery, coins, and bars made of gold of high purity, typically 18-24K.
Any person aged above 18 years and possessing gold assets shall be eligible to take a gold loan.
Typically, valid identification, address documentation and passport-size photographs are needed.
The loans provided in gold are usually sanctioned and released in few minutes to few hours.
The period of tenure of a gold loan is normally between few months up to 1 to 3 years depending on the lender.
Overdue payment can lead to additional interests and fines and the lender can auction the gold.
The rates given by lenders depend on the lender and the tenure, tend to be lower than those charged on unsecured loans, and the rates are minimal.
Yes, most lenders permit early closure, either without any fee or with minimal fees.
Good credit score opens up more financial possibilities.