Retail Pe Partnership
FINANCING CHALLENGES ACROSS THE VALUE CHAIN
Brands
Weak retail reach
due to last-mile gaps
Distributors
Working capital
constraints
MSMEs
Manual KYC, collateral
heavy and complex procedures
Retailers
Limited stocking and sales growth
*As a result, sales velocity slows, distributors face inventory pileups, & brands struggle with retail penetration gaps
India's retail ecosystem-is driven by over 60million small retailers, face severe credit limitations
Despite contributing a massive share of national consumption, this segment remains under-financed.
HOW WE ADDRESS THE INDUSTRY CHALLENGES
Instant
digital onboarding
Zero-history
credit scoring
Quick loan
processes
Improved retail
reach
Reduced capital needs
and faster billings
Increased
stocking capacity
OUR VALUE PROPOSITION
Proprietary True Score algorithm for smarter credit scoring
Easy plug-and-play integrations with partner brands like:
Unique repayment model tied to business cash flows
Enhanced market penetration for partners brands like
Secured Retail shop loans and MF-backed secured lending
STRONG EARLY TRACTION
65K+
Customers, merchants and retailers onboarded
Key technology partners
RetailPe a fintech platform empowering India's small retailers and micro-entrepreneurs with access to instant, paperless credit opportunities.
OUR PHILOSOPHY
“Innovation must serve the common entrepreneur. If technology doesn't simplify life for a small retailer, it's not complete." -
Kousik Chatterjee
India's retail ecosystem-is driven by over 60million small retailers, face severe credit limitations
Despite contributing a massive share of national consumption, this segment remains under-financed.
THE OUTCOME
12-15% sales uplift through increased retailer throughput
Improved distribution efficiency without additional credit burden
Strengthened ecosystem collaboration between brand, distributors, and retailers
Smart Dashboard: Track limits, repayments, and offers
PROCESS FLOW
WHY PARTNER WITH US
Proven model resolving long-standing margin conflicts distribution
Margin uplift & better unit economics across the chain
Technology-ready APIs enable fast integration
Scalable across categories of brands (Telecom, FMCG, Farma etc.)
Revenue Sharing
LET'S CO-CREATE A DISTRIBUTION
GROWTH ENGINE
Explore pilot with your distributor network
Joint roll-out via API integration
Unlock higher sales velocity & deeper market penetration
Brands
Weak retail reach
due to last-mile gaps
Distributors
Working capital
constraints
MSMEs
Manual KYC, collateral
heavy and complex procedures
Retailers
Limited stocking and
sales growth
*As a result, sales velocity slows, distributors face inventory pileups, & brands struggle with retail penetration gaps