SHRIRAM Mutual Fund

Shriram Mutual Fund operates under Shriram Asset Management Co. Ltd., which was incorporated on 27 July 1994 and received approval from the Securities and Exchange Board of India (SEBI) to begin mutual fund operations on 5 December 1994. The mutual fund is sponsored by Shriram Credit Company Ltd. and forms part of the broader Shriram financial group. As an asset management company (AMC), it manages pooled investment schemes that invest in a range of financial instruments such as stocks, bonds, and other permitted securities.

As of late 2025, Shriram Mutual Fund manages assets amounting to around ₹1,050+ crore and offers a portfolio of schemes across different categories.

1. Longevity: It has been operating in India’s mutual fund industry since the mid-1990s, marking it as one of the longer-standing AMCs.
2. Sponsor Profile: The sponsor, Shriram Credit Company Ltd., is involved in financial services including lending and credit, and holds a majority stake in the AMC.
3. Management Team: The AMC is led by executives including a Chief Executive Officer and officers responsible for compliance and investor services.
4. Scheme Count: The AMC’s suite includes multiple funds covering equity, hybrid, and debt categories.
5. Industry Membership: Shriram Mutual Fund is listed as a member of industry bodies and follows ongoing disclosure and reporting requirements.

1. Range of Scheme Types: The AMC offers multiple categories including equity funds (e.g., flexi-cap, multi-sector rotation), debt funds (e.g., overnight and liquid funds), hybrid solutions, and tax-saving ELSS schemes.
2. Plan Variants: Many schemes are available in Direct and Regular plan types, which differ in cost components.
3. NAV and Portfolio Updates: Net Asset Values (NAVs) and periodic portfolio holdings are updated on official platforms as part of regular disclosure.
4. Risk Classifications: Each scheme shows a risk label indicating its relative risk category, aligned with regulatory guidelines.
5. Diversification Across Instruments: Some hybrid and multi-asset schemes invest across stocks, debt, and other instruments to provide broad exposure.

1. Market Fluctuations: Scheme values change over time in response to movements in financial markets; outcomes vary with market conditions.
2. Variation Across Schemes: The characteristics and behavior of funds differ by category — equity schemes may exhibit higher variability than debt or liquid funds.
3. Costs and Charges: Expense ratios and loads differ by scheme and plan type, and these details are available in official scheme documentation.
4. Document Review Needed: Understanding the specifics of any fund requires reading its official disclosures and factsheets.
5. Risk Profile Differences: Different schemes have varied risk levels, which are indicated through risk classifications on factsheets.