Jio BlackRock Mutual Fund

JioBlackRock is a 50:50 joint venture between Jio Financial Services (part of the Reliance Group) and BlackRock, the world’s largest investment and risk-management firm.

In October 2024, SEBI gave the two companies in-principle approval to act as co-sponsors and set up a new mutual fund house under the name JioBlackRock Mutual Fund.

Later, on 26 May 2025, SEBI granted its final approval and officially registered the AMC, clearing the way for JioBlackRock to begin operations.

Soon after, in July 2025, JioBlackRock launched its first set of New Fund Offers (NFOs) — the Overnight Fund, Liquid Fund, and Money Market Fund. Together, these schemes attracted an impressive ₹17,800 crore, marking a strong entry into the mutual fund industry.

The company is relatively new in the Indian mutual fund landscape, combining Jio’s digital reach with BlackRock’s global asset-management experience.

The AMC follows SEBI rules, including disclosures related to risk, asset allocation, portfolio holdings, and investor rights.

The fund house offers schemes across multiple categories such as index funds, flexi-cap equity funds, government-bond index funds, liquid funds, arbitrage funds, and hybrid funds. Each type carries different risk and return characteristics.

The mutual fund emphasizes online accessibility. Investors can view scheme information, check NAVs, and access documents digitally.

Each scheme has its own expense ratio and load structure. These costs vary between plans (Direct vs. Regular) and influence the net returns.

1. A variety of schemes across equity, debt, hybrid, and index fund categories.
2. Availability of Direct Plans, which exclude distributor commissions.
3. Online access to factsheets, scheme documents, NAVs, and risk indicators.
4. Portfolio disclosures as per SEBI guidelines.
5. Different risk levels across schemes, from lower-risk short-term funds to higher-risk equity-oriented options.

1. Choice of Schemes: Multiple categories allow investors to pick options based on their own financial goals and risk preferences.
2. Transparency: Regular disclosures make it easier to review portfolio allocation, risk levels, and fund objectives.
3. Digital Convenience: Information and documentation can be accessed online.
4. Global + Local Structure: The joint venture brings together international investment frameworks and domestic market presence.
5. Varied Risk Options: The AMC offers schemes suited for different investing time horizons and comfort levels.

Jio BlackRock Mutual Fund is a SEBI-regulated mutual fund house formed by Jio Financial Services and BlackRock. It offers a variety of mutual fund schemes across equity, debt, hybrid, and index categories. The AMC emphasizes transparency and digital accessibility. As a relatively new fund house, long-term track records of many schemes may still be developing. Investors should review scheme documents, risk indicators, portfolio disclosures, and expense structures to understand how each fund aligns with their financial goals.