ITI Multi Cap Fund for Better Returns

ITI Multi Cap Fund for Better Returns Invest Now

NAV : ₹25.89

ITI Multi Cap Fund is a mutual fund which has a diversified equity portfolio comprising of large cap, mid cap as well as small cap stocks.

Knowing about the fund structure, investment philosophy, track record, fees, risks and options will make investing in ITI multi cap fund regular growth much easier.

What Is ITI Multi Cap Fund?

This fund is an equity mutual fund which offers investors equity exposure across various market capitalizations.

Understanding the Multi Cap Fund Category

Multi cap funds are those that invest in large, mid and small cap stocks.

Generally, large cap stocks are more mature than their smaller counterparts. Mid-cap companies have a market capitalization that falls between large-cap and small-cap companies, making them medium-sized businesses. In the stock market, small cap stocks are firms that have smaller market capitalizations.

How ITI Multi Cap Fund Spreads Its Investments

The multi-cap structure provides the portfolio exposure across various parts of the equity markets.

This can help investors steer clear of being dependent on any single market capitalization segment of the market. Meanwhile, the fund’s NAV is subject to volatility since it’s an equity investment, meaning both that the market and the performance of specific stocks can impact the value of the fund.

Diversification is therefore a way of building a portfolio, and a tool for reducing the variability in returns, rather than a guarantee of returns.

ITI Multi Cap Fund Regular Growth at a Glance

In case you’re planning to invest in this fund regular growth, here are some important facts to know:

Feature	Details
Fund	ITI Multi Cap Fund
Plan	Regular Plan
Option	Growth
Inception Date	May 15, 2019
Benchmark	Nifty 500 Multicap 50:25:25 TRI
Additional Benchmark	Nifty 50 TRI
Face Value	₹10
Fund Managers	Dhimant Shah and Alok Ranjan
Minimum Application	₹1,000, as stated in the cited ITI factsheet
Exit Load	1% if redeemed/switched out on or before 3 months; nil thereafter, as stated in the cited ITI factsheet

Fund Inception and Benchmark

This fund was launched on 15th May, 2019.

It has the following benchmark index Nifty 500 Multicap 50:25:25 TRI. The benchmark’s performance doesn’t guarantee or predict the performance of the fund.

Fund Management

Dhimant Shah has been handling the scheme since August 8, 2022 and Alok Ranjan has been handling the scheme from May 8, 2026 onwards, according to factsheet by ITI AMC released in August 2026.

Under the management of a professional fund-management team, the scheme is studied by a team of professionals who study businesses, sectors, valuations, market conditions and portfolio requirements.

ITI Multi Cap Fund Regular Growth

This fund regular growth option is for those who opt for Regular Plan and Growth Option of the scheme.

Understanding the Growth Option

The Growth Option keeps the returns generated by the scheme in the fund instead of distributing them periodically as income.

Why Investors Consider the Regular Plan

Typically the Regular Plan is reserved for investors who invest through a distributor or an intermediary.

The costs of a Regular Plan are different than a Direct Plan. The Regular Plan and Direct Plan both have different expenses, as per ITI AMC’s specification.

The Regular Plan can be part of an investor’s investment path if they wish to be assisted by a fund selector or intermediary in their fund selection and transactions.

ITI Multi Cap Fund Direct Growth

ITI multi cap fund direct growth is another investment opportunity that investors might face.

The Direct Plan is for direct investors – those who invest directly and don’t go through the distributor.

The costing structure for Regular versus Direct Plans is the same except for the following reasons:

The regular plan is the one that is paid monthly. Regular plan = monthly payments

Regular Plan vs Direct Plan

Factor of growth to be applied to regular plan and direct plan, respectively.

Factor	Regular Plan Growth	Direct Plan Growth
Distribution route	Through distributor/intermediary	Direct
Underlying scheme	ITI Multi Cap Fund	ITI Multi Cap Fund
Option	Growth	Growth
Expense structure	Different from Direct	Different from Regular
Investor support	May involve distributor assistance	Investor generally manages the process directly

How Expense Differences Can Matter

In the short-term, costs may be small but over the long term, costs can impact how much is invested.

Historical factsheets available on ITI AMC website display varying performances for Regular Growth and Direct Growth, and explicitly indicate that the two plans have varying expenses.

So it is important to not only consider the return number. Consider the layout of the plan and costing also.

How to Invest in ITI Multi Cap Fund

The procedure may differ according to the platform you’re using.

In general, the investors have to fulfill KYC requirements, and offer investment and banking information.

Choose Regular or Direct Growth

If you choose the Regular Plan Growth, be sure to carefully choose this plan as part of the investment process.

If investing via Regular route, be sure to not choose Direct Plan.

Similarly, investors looking to invest in this fund direct growth should ensure that they invest in the Direct Plan.

Complete KYC and Investment Details

KYC is a crucial component to investment in mutual funds in India.

Have necessary identification, bank and other pertinent information available when starting the investment process.

Monitor Your Investment

Investing doesn’t involve checking the NAV every day.

Rather, check your investment regularly with respect to your investment objectives, risk tolerance, asset allocation and investment time horizon.

Long-term investing involves a careful review of the portfolio and not an emotional one.

Conclusion

This fund is an equity mutual fund which offers investors exposure to all three sizes of companies large-cap, mid-cap and small-cap.

While analyzing ITI multi cap fund regular growth vs ITI multi cap fund direct growth, focus on investment route, expense ratio, need for middleman involvement, risk appetite and financial goals, instead of just on performance figures.

FAQs

1. Is ITI Multi Cap Fund a Regular Growth fund?

Ans) Yes. This fund has Regular Plan Growth option. You can also use the keyword this fund regular growth to refer to the Regular Growth plan. It is important that information about the schemes is up-to-date and that investors check before they invest.

2. What is the difference between ITI multi cap fund regular growth and direct growth?

Ans) They are from the same this fund scheme but pursue different investment strategies and have different expense structures for Regular Plan vs Direct Plan. Generally speaking, investments are made through the Regular Plan, which includes the use of a distributor or intermediary, and the Direct Plan, which foregoes the use of a distributor or intermediary. ITI AMC certifies that the expense structures of the two plans are different.

3. Is ITI Multi Cap Fund suitable for SIP?

Ans) The fund has been offering SIP investment data, and investors can invest in the fund using the SIP approach (if offered by the investment platform they choose). The factsheet by ITI AMC for August 2026 gives an overview of the historical performance of SIPs with a monthly investment of ₹10,000 and using XIRR.

4. Does ITI Multi Cap Fund guarantee returns?

Ans) No. This fund is linked to the equity market and the returns are market linked. Past performance is no assurance of future results. ITI AMC makes this disclaimer in its disclosure of performance.