Canara Robeco Flexi Cap Fund for Long Term Growth

Successful investing is not about a magic formula, it’s about making well-informed and consistent investment decisions. In case you’re looking for an equity mutual fund with flexibility and a long-term growth potential, then the Canara Robeco flexi cap fund regular plan could be a good choice.

A Flexi cap fund invests in large, mid and small cap companies as compared to the funds that are limited to investing in a particular market cap. It’s just like a good cricketer’s captain who selects players from all the categories to create the best possible side. The flexibility enables the fund manager to modify the investments based on the market conditions.

What is the Canara Robeco Flexi Cap Fund Regular Plan?

The Canara Robeco flexi cap fund regular plan is an equity oriented mutual fund with the objective of long term capital appreciation by investing in the companies across different market capitalization.

The Canara Robeco flexi cap fund direct growth option, however, is for investors who invest directly with the asset management company, as opposed to relying on intermediaries.

Key Highlights of Canara Robeco Flexi Cap Fund

Investment Category

It is a Flexi Cap scheme where there are no fixed allocation limits to invest in large, mid and small cap companies.

Investment Objective

The principle is to build long-term wealth by investing in a well-diversified portfolio of equity and equity-related securities in the hopes of capital appreciation.

Suitable Investor Profile

Generally this kind of fund is appropriate for investors who:

Have a long term investment horizon.
Are at ease with fluctuations in the market.
Desire to gain exposure to a variety of equities.
Look for long-term money-making, not just over a few months.

Why Invest in the Canara Robeco Flexi Cap Fund Regular Plan?

Today, there are numerous equity mutual funds that can be found. But why the choice of this one?

Professional Fund Management

Investment professionals always keep an eye on the market trends, assess businesses and rebalance the portfolio as and when required.

Diversified Portfolio

A diversified portfolio holds investments in various companies and industries, which can help minimize concentration risk.

Long-Term Wealth Creation

The historical stock market has provided growth opportunities in equity investments. Investment for the long-term can offer investors the opportunity to profit from rising asset values.

Freedom to Invest Across Market Capitalizations

Flexibility is one of the top advantages of a flexi cap fund.

Large Cap Companies

These companies are normally stable and carry a consistent performance.

Mid Cap Companies

As mid-cap businesses continue to grow, they may possess a lot of growth potential.

Small Cap Companies

There can be more growth opportunities in small cap stocks, but it can be more volatile.

The synergy enables the fund managers to grab any opportunity to them.

Investment Strategy of the Canara Robeco Flexi Cap Fund

All successful mutual funds have a disciplined approach to investing.

Stock Selection Process

Fund Managers consider the following aspects of a company:

Business fundamentals
Financial performance
Corporate governance
Future growth prospects
Industry outlook

Sector Allocation

Investments are made in a variety of industries to mitigate risks of the specific industries.

Risk Management Approach

Supervised investments through portfolio diversification, ongoing investment monitoring and regular portfolio rebalancing can help manage investment risks.

Growth Potential Through Diversification

Think about planting various kinds of trees rather than just one. One may be slow and the others may thrive. Which is the very definition of diversification?

The fund invests in the following countries:

Banking
Information Technology
Healthcare
Manufacturing
Consumer Goods
Financial Services
Automobile
Infrastructure
Energy
Emerging sectors

This multi-faceted approach can help to reduce the risks and opportunities.

Features of Canara Robeco Flexi Cap Fund Regular Plan

It includes some remarkable features such as:

The flexibility in terms of the size of the market cap.
Investment portfolio that is professionally managed.
A long-term capital appreciation focus.
Appropriate to systematic investments.
Diversification across sectors.
Investment ability to grow returns on investment.
Continuous portfolio review.
Equity-focused investment strategy.

Benefits of Investing in Canara Robeco Flexi Cap Fund Regular Plan

Potential for Capital Appreciation

The Growth option will invest earnings, which will build up over time.

Diversification Reduces Investment Risk

Having a diversified portfolio can help to offset the effect of a poor-performing company or industry.

Expert Fund Management

Professional pros carry out in-depth studies in advance of investing decisions.

Suitable for SIP and Lump Sum Investments

The fund is flexible to accommodate various financial situations, either investing monthly or making a lump-sum investment.

Who Should Invest in Canara Robeco Flexi Cap Fund Regular Plan?

This fund could be appropriate for:

Mutual fund investors who haven’t invested in mutual funds before.
Salaried professionals.
Business owners.
People looking to invest for retirement.
Investments by parents for children’s future.
Retirement planners.
Investors interested in multi-equity investments.

Understanding the Growth Option

The Growth option is not a distribution option for income as profits are left invested in the scheme.

Benefits include:

Higher compounding potential.
No regular payouts.
More appropriate for capital appreciation.
Easy for the investors to employ goal-based investing.

Factors to Consider Before Investing

Prior to investing in the flexi cap fund regular plan, keep the following points in mind:

Your financial goals.
Investment duration.
Risk tolerance.
Existing portfolio.
Emergency savings.
Asset allocation strategy.

With a clear investment strategy you should have a better chance of making appropriate investment decisions.

Conclusion

The Canara Robeco flexi cap fund regular plan provides investors with access to the growth potential of companies across all market segments (large-cap, mid-cap and small-cap) in a professionally managed and diversified portfolio. It also provides flexibility in investment which enables the fund managers to adjust their investment methods according to the markets’ needs and to seek capital growth over the long term.

For those seeking to construct wealth in a gradual and disciplined way, this fund could be a good choice for their long-term financial goals. Plan for your investments prior to investing, as always, relying on your financial objectives, investment time horizon and risk tolerance. To make the investment process of a mutual fund hassle-free, Retail Pe offers a user-friendly platform to find and invest in appropriate mutual fund schemes.

FAQs

1. What is the Canara Robeco Flexi Cap Fund Regular Plan?

Ans) This is an equity mutual fund that invests across the large cap, mid-cap and small-cap companies with a long-term outlook to capital appreciation.

2. What is the difference between the Regular Plan and the Canara Robeco flexi cap fund direct growth?

Ans) In the Regular Plan, investors buy the plan through distributors (or advisors) and in the Canara Robeco flexi cap fund direct growth option they buy directly from the fund house without any intermediaries.

3. Is the Canara Robeco Flexi Cap Fund suitable for SIP investments?

Ans) Yes. Depending on investor’s financial goals and preferences they can opt for SIP or lump sum investments.

4. What is the ideal investment horizon for this fund?

Ans) Equity oriented flexi cap funds are better for long term investment horizon (more than five years).

5. Can beginners invest in the Canara Robeco Flexi Cap Fund Regular Plan?

Ans) Yes. Investors who are new to equity investing and have a longer investment horizon might want to invest after assessing their investment goals and risk tolerance.