Zerodha Mutual Fund

Zerodha Mutual Fund is a mutual fund company in India operated by Zerodha Asset Management Private Limited (ZAMPL), created through a collaboration between Zerodha and Smallcase. The AMC was established in 2021 after receiving regulatory approval and formally launched its first schemes in late 2023. Its headquarters is in Bangalore, Karnataka, India.

The fund house is often referred to as Zerodha Fund House and focuses primarily on passive investment products such as index funds, ETFs (exchange-traded funds), and fund-of-fund strategies. These products are designed to track market indices or provide exposure to specific asset classes using a transparent and defined methodology.

1. Parentage & Partnership: Zerodha Fund House is a joint venture between Zerodha, a major Indian discount broker, and Smallcase, a financial product platform.
2. Regulatory Position: The company is registered with SEBI as an Asset Management Company (AMC) and operates within the mutual fund regulatory framework in India.
3. Technology-First Approach: The AMC leverages Zerodha’s and Smallcase’s technology platforms to make accessing passive investment products straightforward and digitally accessible.
4. Founder Leadership: The AMC’s leadership focuses on passive index and ETF products with a team experienced in creating investment products aligned with market indices.
5. Growth Metrics: Within a few years of launch, Zerodha Mutual Fund has grown its assets under management (AUM) significantly, driven primarily by individual investors.

1. Passive Product Focus: The AMC primarily offers index funds, ETFs, and fund-of-funds (FoFs) that aim to provide exposure to market indices or diversified baskets of assets.
2. Variety of Funds: Examples of offerings include index funds tracking broad market segments, ETFs related to equity indices, commodity exposure (e.g., gold and silver), and cash/liquid ETFs.
3. Open-Ended Structures: Most products are open-ended, allowing regular buying and selling subject to each scheme’s rules.
4. Direct Investment Model: Funds are designed to be accessible directly without intermediary layers, with investment facilitated through platforms like Zerodha Coin and others.
5. Low Entry Amounts: Several funds support modest minimum investment amounts, enabling participation from smaller investors.

1. Transparent Index-Linked Approach: Index funds and ETFs follow clearly stated index methodologies, which can make the structure of the product generally easier to understand compared to complex active strategies.
2. Accessible Product Range: Coverage of core asset classes (equity indices, commodities, liquid assets) allows individuals to study diversified exposures.
3. Digital Ecosystem: Integration with Zerodha’s and associated platforms aims to simplify the entry and management process for investors.
4. Clear Disclosure: Official documents like scheme factsheets and NAV metrics are published periodically to provide insight into portfolio composition and risk indicators, in line with regulatory norms.
5. Modern Product Design: The AMC’s focus on simple, index-based and ETF products reflects a trend toward passive investing among retail participants.

Zerodha Mutual Fund operates through Zerodha Asset Management Private Limited (Zerodha Fund House), a SEBI-registered AMC launched in 2021 in partnership with Smallcase. The company’s primary focus is on passive investment products such as index funds, ETFs, and passive FoFs that provide exposure to market indices, commodities, and diversified baskets of assets. Its products are structured to be straightforward and accessible through online platforms, with regular disclosures of NAVs, portfolio details, and risk indicators. As with all mutual funds, unit value varies with market conditions, and reviewing official scheme literature is necessary for detailed understanding of objectives, fees, and risk levels.