A credit score is a numerical figure that stands for how much trust a financial institution could place in one’s readiness to fulfill financial commitments based on their past financial dealings.

Evaluating one’s credit score regularly is a good financial practice and should be done at least once every three to six months.

Not really, checking on one’s score is a soft inquiry and as such, won’t have any negative impacts on the credit score.

To maintain a good lender-borrower relationship, it is advisable to pay bills on time, to reduce credit utilization, and avoid applying for multiple loans at the same time.