{"id":5066,"date":"2026-07-28T06:13:44","date_gmt":"2026-07-28T06:13:44","guid":{"rendered":"https:\/\/www.retailpe.in\/blog\/?p=5066"},"modified":"2026-07-28T06:13:47","modified_gmt":"2026-07-28T06:13:47","slug":"sundaram-value-fund-regular-growth-benefits","status":"publish","type":"post","link":"https:\/\/www.retailpe.in\/blog\/sundaram-value-fund-regular-growth-benefits\/","title":{"rendered":"Sundaram Value Fund Regular Growth Benefits"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Have you ever come across a great product that was on sale, and knew that it was a great deal right away? <strong>Sundaram <a href=\"https:\/\/www.retailpe.in\/mutual-funds\/amc\/sundaram-mutual-fund\">Value Fund <\/a>Regular Plan Growth<\/strong> for Value investing is all about that. Value investors do not purchase companies because they are in vogue; rather, when they invest, they seek out good companies buying at a discount to their intrinsic value.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The investment philosophy is tried and tested and if you are searching for mutual funds that adhere to it, then <strong>Sundaram mutual <a href=\"https:\/\/www.retailpe.in\/mutual-funds?productName=MutualFunds&amp;utm_source=Blog&amp;utm_medium=cpc&amp;utm_campaign=Daily&amp;utm_id=%20BLOG039\">fund <\/a>value<\/strong> is worth considering. The fund&#8217;s strategy is to look for fundamentally quality firms trading with a market valuation discount and to buy them when they appear to be reaching their potential and selling them when they have achieved it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sundaram Value Fund Regular Plan Growth<\/strong> \u2013 Approach, features, benefits, risks and how understanding the <strong>Sundaram mutual fund <a href=\"https:\/\/www.amfiindia.com\/member\/33\">NAV value<\/a><\/strong> can help you to become a smarter investor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What is Sundaram Value Fund Regular Plan Growth?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Sundaram Value Fund Regular Plan Growth<\/strong> is an equity mutual fund, with the investment philosophy of value investing. Instead of investing in stocks that are making rapid gains, the fund manager carefully selects companies that look undervalued due to factors such as their fundamentals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In the Growth option, the fund does not pay out any dividend; rather, it reinvests all profits into the fund. This enables investors to enjoy the compounding effect over the years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This fund is suitable for investors who have a long time investment horizon whether they make investment in SIPs or in a lump sum amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Makes Value Investing Different?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Imagine buying a luxury watch for half its actual price. That&#8217;s the essence of value investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Instead of following market trends, value investors search for companies with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Strong financial performance<\/li>\n\n\n\n<li>Healthy cash flows<\/li>\n\n\n\n<li>Experienced management<\/li>\n\n\n\n<li>Attractive valuations<\/li>\n\n\n\n<li>Long-term growth potential<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Suppose, you purchase a high-end watch for half of its cost. Suppose, you buy a watch which is very expensive at a discount of half. That&#8217;s the principles of value investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Value investors look for companies that are not following the market trends, but they are looking for specific companies that have certain characteristics:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Strong financial performance<\/li>\n\n\n\n<li>Healthy cash flows<\/li>\n\n\n\n<li>Experienced management<\/li>\n\n\n\n<li>Attractive valuations<\/li>\n\n\n\n<li>Long-term growth potential<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">At the end of the day, it&#8217;s about purchasing good businesses at decent prices and allowing the marketplace to appreciate the worth of these enterprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is the philosophy which <strong>Sundaram mutual fund value<\/strong> is based upon.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Investors Prefer Value Oriented Mutual Funds<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Value funds have stayed in vogue due to their investment approach which is based on principles, not emotions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are several benefits to it such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fundamentally strong companies<\/li>\n\n\n\n<li>High liquidity and readily available secondary market&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n\n\n\n<li>This bodes well for investors striving for downside protection in market downturns.<\/li>\n\n\n\n<li>A broad range of investments in different industries<\/li>\n\n\n\n<li>Professional fund management<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">While there is no guaranteed way to make money on an investment, value investing has been known to pay off for patients.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fund Objective<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Sundaram Value Fund&#8217;s main aim is to achieve long-term capital appreciation primarily through investments in undervalued equity and equity related securities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The fund is not interested in short-term market fluctuations, but rather on businesses that can generate profits over an extended period of time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Investment Philosophy<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">All investors who have been successful have a strategy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This fund is convinced that the markets from time to time misprice companies. At these times, good companies can sell for less than they are worth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These opportunities are discovered by the fund manager:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fundamental research<\/li>\n\n\n\n<li>Company financial analysis<\/li>\n\n\n\n<li>Industry evaluation<\/li>\n\n\n\n<li>Valuation comparison<\/li>\n\n\n\n<li>Long-term earnings potential<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">It is a disciplined process that can help develop a portfolio that&#8217;s driven by value and not hype.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Features of Sundaram Value Fund<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Value Investing Strategy<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The fund&#8217;s main investment focus is on companies that are selling at a good price.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Diversified Equity Portfolio<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">They invest in a number of different industries that helps in reducing concentration risk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Professional Fund Management<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The experts keep a close eye on market trends, company performance and valuation opportunities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Growth Option<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Growth plan automatically reinvests gains, which helps them grow over time.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Investment Strategy Explained<\/strong> for Sundaram Value Fund<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Identifying Undervalued Companies<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Undervalued businesses are not easy to find, and a thorough study is needed to find the right one.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Fundamental Analysis<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The manager of the fund is studying:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revenue growth<\/li>\n\n\n\n<li>Profitability<\/li>\n\n\n\n<li>Debt levels<\/li>\n\n\n\n<li>Cash flow<\/li>\n\n\n\n<li>Business model<\/li>\n\n\n\n<li>Competitive advantages<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Long-Term Investment Horizon<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Patience is key to value investing.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">They don&#8217;t usually become valued by the market until years after the business has been established.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Portfolio Diversification<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The portfolio is not confined to any industry, but rather has investments in multiple sectors such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Banking<\/li>\n\n\n\n<li>Financial Services<\/li>\n\n\n\n<li>Technology<\/li>\n\n\n\n<li>Healthcare<\/li>\n\n\n\n<li>Manufacturing<\/li>\n\n\n\n<li>Consumer Goods<\/li>\n\n\n\n<li>Infrastructure<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Diversification is a way of lowering the risk of an entire portfolio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Benefits of Investing in Sundaram Value Fund<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Potential Capital Appreciation<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Investors hope to profit from the future rise in the price of undervalued companies as they grow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Inflation-Beating Returns<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">History has shown that equity investments have offered superior long term inflation-adjusted return as compared to many traditional saving vehicles; however, the return is by no means guaranteed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Compounding Advantage<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Growth option will keep your profits in your investment, so that your investment can grow faster because of compounding profits.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Think of planting a tree! The longer it&#8217;s allowed to grow the bigger it gets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Professional Management<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Experienced fund managers are constantly assessing the investments and rebalancing it whenever needed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Liquidity<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Mutual fund units can be generally redeemed as per the terms of the fund scheme and the market rules as per the general nature of the holdings, which are not like some long-term investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Understanding Sundaram Mutual Fund NAV value<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Many of the new investors think that the lower the NAV the lower the investment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That&#8217;s not true.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The NAV is just the value of the mutual fund per unit, which would be calculated by taking the market value of the mutual fund&#8217;s assets and subtracting the market value of the liabilities.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is changed daily in accordance with the value of the securities in the fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>Sundaram mutual fund NAV value<\/strong> is used to determine the price at which units of the mutual fund are bought and redeemed, but shouldn&#8217;t be the only criterion for deciding on a mutual fund.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, there are other factors that investors should also take into account:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investment objective<\/li>\n\n\n\n<li>Portfolio quality<\/li>\n\n\n\n<li>Risk level<\/li>\n\n\n\n<li>Expense ratio<\/li>\n\n\n\n<li>Fund manager experience<\/li>\n\n\n\n<li>Long-term consistency<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Who Should Invest in Sundaram Value Fund?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">May be appropriate for:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>First-Time Equity Investors<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">New investors who have a long-term outlook on investing in mutual funds.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SIP Investors<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">It can be helpful to invest regularly, which will help mitigate the volatility of the markets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Long-Term Investors<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Those saving for purposes like retirement, children&#8217;s education or for wealth building.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Value Investors<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Those who think that quality business will come out with their full value over time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Risk Factors You Should Know<\/strong> <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">All equity mutual funds have risks associated with them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Important risks include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Market fluctuations<\/li>\n\n\n\n<li>Economic slowdowns<\/li>\n\n\n\n<li>Sector-specific challenges<\/li>\n\n\n\n<li>Company-specific risks<\/li>\n\n\n\n<li>Short-term volatility<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Investors might need to hold on to the stocks in the fund for a minimum of five years or more, which would better suit the fund&#8217;s value investing philosophy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Invest in Sundaram Value Fund<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Investing is simple.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Follow these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Complete your KYC.<\/li>\n\n\n\n<li>Click on the Regular Plan Growth option.<\/li>\n\n\n\n<li>Choose between SIP or Lump sum.<\/li>\n\n\n\n<li>Choose the amount you desire to invest.<\/li>\n\n\n\n<li>Complete the payment process.<\/li>\n\n\n\n<li>Regularly review investments.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Additionally, with the convenience of online trading platforms such as Retail Pe, many investors choose to invest through trusted platforms for a smooth digital trading experience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tips Before Investing<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before investing:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Establish a financial plan.<\/li>\n\n\n\n<li>Know your risk level.<\/li>\n\n\n\n<li>Invest consistently.<\/li>\n\n\n\n<li>Avoid emotional decisions.<\/li>\n\n\n\n<li>Evaluate your portfolio once a year.<\/li>\n\n\n\n<li>Hold on to the stock for a long time.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Riding out a spell of poor stock performance is far more of a matter of time than of timing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Mistakes Investors Should Avoid<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">These are some of the most common investing errors to avoid:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All investments are made based on the testimony of the most recent past<\/li>\n\n\n\n<li>Buying and holding lacking in diversification or rebalancing<\/li>\n\n\n\n<li>Such as halting SIP investments during market downturns.<\/li>\n\n\n\n<li>Expecting quick profits<\/li>\n\n\n\n<li>Ignoring diversification<\/li>\n\n\n\n<li>A lack of financial goals is one of the reasons you ought to avoid investing.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">One of the most important factors of the long-term investing success has always been patience and discipline.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Investors who prefer to invest in companies and have an optimistic outlook on long-term wealth creation will prefer <strong>Sundaram mutual fund value<\/strong>. The fund&#8217;s strategy is to invest in companies with strong fundamentals that are well priced for the value, which should generate growth over the long-term. So, if you are a first-time investor or an expert in the market, you should stay invested and continue to have a realistic approach while checking your investments from time to time is essential for your investment goals.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While knowledge about <strong>Sundaram mutual fund NAV value<\/strong> is beneficial, it can always be used in conjunction with the investment philosophy, quality of the portfolio and performance consistency of the fund in the long term.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>FAQs<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. What is the investment objective of Sundaram Value Fund Regular Plan Growth?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ans) The objective of the fund would be to make long-term capital gains from investing primarily in undervalued equity and equity-related securities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. What does the Growth option mean?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ans) The Growth option means that any gains made in the scheme are ploughed back into the scheme, to ensure that investors can benefit from long-term compounding.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Is Sundaram Value Fund suitable for SIP investments?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ans) Yes. Over time, SIPs can help investors save them from the effect of volatility in the market and invest regularly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. What is the importance of the Sundaram mutual fund NAV value?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ans) The NAV indicates the value of each unit of a fund. It sets the price for purchase and redemption of the fund, but isn&#8217;t the only consideration in choosing a fund.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Who should consider investing in Sundaram Value Fund?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ans) After determining if this fund matches their financial objectives, investors with a long time frame, moderate to high risk tolerance will want to consider this fund as a value investment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever come across a great product that was on sale, and knew that it was a great deal right away? Sundaram Value Fund Regular Plan Growth for Value investing is all about that. Value investors do not purchase companies because they are in vogue; rather, when they invest, they seek out good companies [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[888,2058,2091,2135,2134,2133,4],"tags":[889,2095,6,2139,2138,2136,2137],"class_list":["post-5066","post","type-post","status-publish","format-standard","hentry","category-mutual-fund","category-regular-growth-benefits","category-regular-plan-growth","category-sundaram-mutual-fund-nav-value","category-sundaram-mutual-fund-value","category-sundaram-value-fund","category-trending","tag-mutual-fund","tag-regular-plan-growth","tag-retail-pe","tag-sundaram-mutual-fund-nav-value","tag-sundaram-mutual-fund-value","tag-sundaram-value-fund","tag-sundaram-value-fund-regular-growth-benefits"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - 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